Best buys: How to find the cheapest cover
You don't have to use your energy provider's boiler cover!
Just because you get your gas or electricity from one supplier doesn't mean you need its insurance too. Energy providers often craftily try to link the two, but that's usually nonsense. This is an open market and you want to get your hands on the best policy at the cheapest price. Also remember to regularly compare to ensure you've got the cheapest gas and electricity tariffs.
By avoiding energy providers' cover, you can almost halve the price, saving nearly £100 a year. Helpfully, a few specialist web and phone services (see below) will do the comparison for you. Just give them your details and you'll get a result in about 10 minutes. The price will depend on your boiler and fuel type, plus the level of cover. You may want boiler-only, or central heating too.
Check the top comparison sites for cheap boiler insurance
The comparison sites below are good for boiler cover comparisons, but not necessarily for other products. Check our Cheapest Gas & Electricity guide for advice on those products. The comparison sites below cover almost all of the major boiler insurance providers in the market.
Get a gas safety certificate
Whether you own or rent, insist on one of these when moving in. Then each year you (or your landlord if you rent) should have safety checks carried out by a Gas Safe-registered fitter on boilers and other gas appliances
Energy providers such as British Gas and EDF use our fear of losing heating or hot water to jack up prices of boiler breakdown cover. But while some of the big six energy suppliers charge about £16/month for their cover, you can get similar policies for just £5/month.
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